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How to Prepare for Emergencies in Your New Home (Part 3)

How to Prepare for Emergencies in Your New Home (Part 3)

The last in our series, preparing for emergencies in your new home means taking extra measure to protect your investment. Surviving a disaster is just the first part. Recovering takes longer and requires more advance planning. Start by designing your…

How Oil Prices Affect the Housing Market

How Oil Prices Affect the Housing Market

Most of us rejoice when the prices at the pump go down. To use that means freed-up cash in our personal economy. When we’re consider buying or selling a home, however, the price at the pump can impact our bottom…

8 Creative Tips on Saving for a Down Payment

8 Creative Tips on Saving for a Down Payment

You’re finally ready to think about buying a home, but you doubt your ability to save up the necessary down payment. Twenty percent of even a modest home can seem out of reach for first-time homebuyers. Here are some creative…

Tax Considerations for Home Sellers

Tax Considerations for Home Sellers

Now that the wrapping is all of the gifts and the tree is looking a little bedraggled, it’s time to take a look at your end of the year financial picture. Congress recently passed a bill extending a collection of…

2015 Programs for Home Buyers

2015 Programs for Home Buyers

Although the federal government has offered homebuyer programs in the past, for Tax Year 2015, most of the available home buyer programs will be at the local and state levels. State and local agencies, along with lenders and non-profit organizations…

What Does the Cost of Living Index Mean?

What Does the Cost of Living Index Mean?

The cost-of-living index measures the relative cost to live in a certain region. There are several theories about how to arrive at the cost-of-living index, but in general it measures the differences in the cost for goods or services required…

Small Changes Look Big in Your Home

Small Changes Look Big in Your Home

Maybe when you bought your home, you dreamed of growing old there. You envisioned future generations coming to visit and saw yourself establishing lifelong neighborhood friends. However, as much as you still love it, over time, your home may have…

Should You Put Your Home on the Market Before or After the Super Bowl?

Should You Put Your Home on the Market Before or After the Super

As strange as it may seem to football fans, a majority of homeowners do not arrange their schedule around the Super Bowl. That being said, the Super Bowl typically signals the end of the Holiday season and New Year’s slump,…

Getting Organized to Sell Your Home

Getting Organized to Sell Your Home

When you’ve lived in it for a long time, getting a home ready to sell can seem daunting. If you are considering selling your home this year, make it your New Year’s resolution to get started early. That way, whether…

What is Live-Work Space?

What is Live-Work Space?

Many buildings tout themselves as live-work spaces, but live-work designations are not all equal. For example, a primarily residential building that has no restriction on working from home can be called a live-work space but it is hardly comparable to…

Growing an Indoor Garden

Growing an Indoor Garden

With several more weeks of winter to go, you might be hankering for some fresh greens, herbs or sprouts in your diet. Changes and improvements in lighting, soil and planting techniques mean that you can grow lovely plants in your…

Minimalist Home-buying

Minimalist Home-buying

When you’re house hunting, it’s good to know your “living personality.” The home you choose should reflect the way you like to live rather than the latest trend in home design. If you are a minimalist at heart, you may…

Is Adding a Skylight a Good Investment?

Is Adding a Skylight a Good Investment?

During the gray and cloudy days of winter, a bit of sunshine can make a huge difference in how you feel about your home and yourself. The physical and psychological affects of daylight are well documented. You could leave the…

New High-Tech Home Gadgets

New High-Tech Home Gadgets

As with The Jetsons cartoon, our imaginations run wild with the idea of modern gadgets to make our homes efficient and automated, and make our lives simpler. For cutting-edge products you can control from your smartphone, check out these contributions…

Early Spring Landscaping

Early Spring Landscaping

Bulbs, tubers, perennials and indigenous plants beautify your home and give year-round enjoyment for decades to come. If you bought your home in the fall or winter, you may not know what is under the snow or mulch, but you…

Should I Buy a Foreclosed House?

Should I Buy a Foreclosed House?

As a result of the housing bubble and resulting financial instability, many communities have a high rate of foreclosed homes. Even though the rate of new foreclosures is slowing, the number of foreclosed homes in a specific the market can…

Are there Holes in Your Homeowner’s Insurance?

Are there Holes in Your Homeowner’s Insurance?

You bought your new house, put in new carpet and just had your custom-made sofa delivered when you find the drainage pipes have backed up. Your in-laws will be here tomorrow, so you call your homeowner’s insurance agent only to…

House or Condo?

House or Condo?

One of the big decisions facing homebuyers is whether to purchase a home, or to buy a condominium. Just to be clear, as used here, a condominium is a type of housing where a buyer owns a specific part of…